Ernie Difonzo

Ernie Difonzo

Friendly zombie specialist. Evil social media practitioner. Proud creator. Unapologetic internet geek. Certified web scholar. Subtly charming twitter expert.

103 Total Posts
Health Insurance Policies Explained

Health Insurance Policies Explained

Making sense of health insurance policies can be confusing and overwhelming. Different policies provide different levels...

Budgeting for Specific Goals: Achieving Financial Success

Budgeting for Specific Goals: Achieving Financial Success

Having financial success is something that everyone wants, but not everyone knows how to achieve it. It takes careful...

Creating Extra Income: A Comprehensive Overview

Creating Extra Income: A Comprehensive Overview

Are you looking for ways to bring in extra money? In today's economy, it can be difficult to make ends meet, and having...

Saving Money on a Budget: A Comprehensive Look

Saving Money on a Budget: A Comprehensive Look

Are you looking for ways to save money on a budget? If so, you are not alone. Many people struggle to make ends meet and...

Gifting and Inheritance Planning: A Comprehensive Overview

Gifting and Inheritance Planning: A Comprehensive Overview

When it comes to estate planning, gifts and inheritances can play a vital role in securing the future of your loved ones. ...

Understanding Federal Income Tax Filing Requirements

Understanding Federal Income Tax Filing Requirements

Navigating the complex federal income tax filing requirements can be a daunting task. Whether you are filing your own...

Getting Out of Debt Quickly

Getting Out of Debt Quickly

Getting out of debt quickly is something that many people strive for. It can be an intimidating and daunting task,...

Retirement Planning Services: A Comprehensive Guide

Retirement Planning Services: A Comprehensive Guide

Retirement is a major life event that requires careful planning and preparation. As you approach the time when you will...

Understanding Self-Employment Tax Filing Requirements

Understanding Self-Employment Tax Filing Requirements

Starting a small business is one of the most exciting and rewarding experiences an individual can have. However, with all ...

How to Stick to a Budget

How to Stick to a Budget

No matter your income level, sticking to a budget is essential for financial success. It can help you save money, pay...

Reviewing Progress Against Goals

Reviewing Progress Against Goals

For many individuals, managing their financial advisor relationship is a critical step towards reaching their long-term...

Life Insurance Policies: An Overview

Life Insurance Policies: An Overview

Life insurance is an essential part of any financial plan, providing peace of mind and security for you and your loved...

Maximizing Tax Refunds: Tax Planning Tips and Advice

Maximizing Tax Refunds: Tax Planning Tips and Advice

Are you looking to maximize your tax refund? With careful planning and tax advice, you can find ways to maximize your...

Are there any fees associated with buying and selling gold in an ira account?

Are there any fees associated with buying and selling gold in an ira account?

When using a self-directed IRA to buy precious metals, there are several fees to consider. Transaction fees will be...

Retirement Calculators: Everything You Need to Know

Retirement Calculators: Everything You Need to Know

Are you nearing retirement and feeling overwhelmed by all the decisions that need to be made? Retirement calculators can...

Retirement Investment Advisors: An Overview of Their Role in Retirement Planning

Retirement Investment Advisors: An Overview of Their Role in Retirement Planning

Retirement is a momentous event in one's life, and it is important to plan carefully for it. Retirement investment...

Diversification Strategies: A Comprehensive Overview

Diversification Strategies: A Comprehensive Overview

Investing in multiple assets and diversifying your portfolio is a key component of any successful financial strategy....

Credit Counseling Services and Agencies

Credit Counseling Services and Agencies

Having trouble managing your debt? Credit counseling services and agencies can help you create a plan to pay off your...

Understanding Robo-advisors for Investing

Understanding Robo-advisors for Investing

Investing can be an intimidating process, especially when it comes to finding the right tools to help you make sound...

Creating a Budget: A Step-by-Step Guide

Creating a Budget: A Step-by-Step Guide

For many of us, budgeting can seem like a daunting task. But it doesn't have to be! With the right tools and a few simple ...

The Basics of Living Will and Healthcare Power of Attorney

The Basics of Living Will and Healthcare Power of Attorney

Having a Living Will and Healthcare Power of Attorney is an important part of estate planning. It is essential for anyone ...

Everything You Need to Know About Certified Financial Planners (CFPs)

Everything You Need to Know About Certified Financial Planners (CFPs)

Are you considering using the services of a Certified Financial Planner (CFP) to help manage your finances? With the...

What is the downside of a roth ira?

What is the downside of a roth ira?

While Roth IRAs have advantages, they're not for everyone. You can't make tax-deductible contributions to a Roth IRA.

Exploring Financial Advisor Directories

Exploring Financial Advisor Directories

Finding the right financial advisor can be a daunting task. With the number of financial advisors available, it can be...

Maximizing Deductions: A Comprehensive Tax Planning and Preparation Strategy

Maximizing Deductions: A Comprehensive Tax Planning and Preparation Strategy

Tax season can be an overwhelming experience for many individuals, especially when considering the various deductions...

What are the three biggest pitfalls to retirement planning?

What are the three biggest pitfalls to retirement planning?

Overspending, investing too conservatively, and straying from your plan: these are some of the most common pitfalls you...

Retirement Income Strategies: A Comprehensive Overview

Retirement Income Strategies: A Comprehensive Overview

The idea of retirement can be both exciting and intimidating. It's a time to enjoy the fruits of your labor and to plan...

Asset Protection for Estates: Strategies for Financial Security

Asset Protection for Estates: Strategies for Financial Security

For many individuals, estate planning is an important part of their financial strategy. Asset protection for estates is a ...

Developing a Withdrawal Strategy

Developing a Withdrawal Strategy

When it comes to retirement planning, developing a withdrawal strategy is essential for ensuring that you have enough...

Maximizing Social Security Benefits

Maximizing Social Security Benefits

Are you looking for ways to maximize your Social Security benefits? Social Security benefits can provide financial...

A Comprehensive Overview of Tax Law Books and Guides

A Comprehensive Overview of Tax Law Books and Guides

Tax law is a complex and ever-changing field that can be difficult to navigate. With the right books and guides, however, ...

Incorporating Digital Assets Into Estate Plans

Incorporating Digital Assets Into Estate Plans

In the modern world, digital assets have become an increasingly important part of our lives. From social media accounts...

Understanding State Income Tax Filing Requirements

Understanding State Income Tax Filing Requirements

Filing taxes can be a complicated and stressful process. But understanding the requirements for filing state income taxes ...

Organizing Tax Documents: A Step-by-Step Guide

Organizing Tax Documents: A Step-by-Step Guide

When it comes to managing your finances, organizing your tax documents is an important part of the process. Keeping track ...

Understanding Roth IRAs for Retirement Planning

Understanding Roth IRAs for Retirement Planning

Are you looking for a way to save for your retirement? Roth IRAs are one of the best options for those looking to save...

Portfolio Rebalancing: An In-Depth Look

Portfolio Rebalancing: An In-Depth Look

Making sure your investments are correctly balanced is essential to ensuring your financial stability and growth. This is ...

Tax-Loss Harvesting: A Comprehensive Overview

Tax-Loss Harvesting: A Comprehensive Overview

Tax-loss harvesting is a powerful investment strategy that can help you maximize your retirement savings. While it is not ...

Can you physically hold gold in an ira?

Can you physically hold gold in an ira?

A gold IRA is a type of self-directed IRA that allows you to invest in gold bullion for retirement. You can't own...

Debt Management Plans: An In-Depth Overview

Debt Management Plans: An In-Depth Overview

Are you struggling to manage your debt? Are you looking for a way to take control of your finances and get back on track? ...

An Overview of Wealth Management

An Overview of Wealth Management

For individuals looking to make the most of their wealth, the help of a financial advisor can be invaluable. Wealth...

Creating an Estate Planning Checklist

Creating an Estate Planning Checklist

Making sure that your estate is properly planned for and that all of your assets are accounted for can be an overwhelming ...

Planning for End-of-Life Care: Tips and Advice

Planning for End-of-Life Care: Tips and Advice

End-of-life care planning is an important part of estate planning that often gets overlooked. When you start to think...

Dollar-Cost Averaging: The Basics

Dollar-Cost Averaging: The Basics

Dollar-Cost Averaging (DCA) is an investment strategy that involves dividing up the total amount to be invested into...

Improving Payment History: Strategies and Tips

Improving Payment History: Strategies and Tips

Having difficulty making timely payments on your bills? Struggling with your credit score? Improving your payment history ...

What are the advantages and disadvantages of investing in a self-directed gold ira account compared to other types of iras?

What are the advantages and disadvantages of investing in a self-directed gold ira account compared to other types of iras?

However, like any financial instrument, they also have their drawbacks, such as contribution limitations and relatively...

Creating an Investment Plan

Creating an Investment Plan

Creating an effective investment plan is an essential part of financial success. Whether you are a beginner or a seasoned ...

How do i compare different custodians offering gold iras?

How do i compare different custodians offering gold iras?

When you purchase precious metal IRAs, the responsibility for storing these valuable metals lies with you. However, the...

Student Loan Refinancing: Everything You Need to Know

Student Loan Refinancing: Everything You Need to Know

Are you considering refinancing your student loan? If so, you are not alone. Student loan refinancing is becoming...

Maximizing Estate Tax Deductions

Maximizing Estate Tax Deductions

Estate tax deductions can be a great way to reduce the amount of money owed in taxes when inheriting a large sum of...

Comparing Standard vs Itemized Deductions

Comparing Standard vs Itemized Deductions

Are you trying to maximize your tax savings? Knowing the difference between Standard and Itemized Deductions is one of...

Asset Allocation: Understanding Investment Strategies

Asset Allocation: Understanding Investment Strategies

Asset allocation is one of the most important aspects of investing - it is the process of dividing your investments into...

Estate Planning Attorneys: An Overview

Estate Planning Attorneys: An Overview

Estate planning is a critical process that requires the expertise of a qualified attorney. Estate planning attorneys help ...

Common Tax Credits: A Comprehensive Overview

Common Tax Credits: A Comprehensive Overview

Tax season is an important time for many Americans, and understanding the available credits and deductions can help you...

Tax Preparation Services - What You Need to Know

Tax Preparation Services - What You Need to Know

Tax preparation can be a daunting task for many individuals, especially when it comes to getting the best results....

Saving Money with Savings Accounts

Saving Money with Savings Accounts

Are you looking for ways to save money and build your financial security? Investing in a savings account may be the...

Retirement Savings Timeline: Planning Tips and Advice

Retirement Savings Timeline: Planning Tips and Advice

Retirement is a critical milestone in life, when you are no longer working and depending on your savings to support you....

How to Choose the Right Insurance Policy

How to Choose the Right Insurance Policy

When it comes to making sure you and your loved ones are protected, choosing the right insurance policy can be a daunting ...

Tax Planning Timeline: Tips and Advice

Tax Planning Timeline: Tips and Advice

Tax planning is an important part of any financial strategy. It involves taking steps to reduce your tax burden and...

Tax Planning: Understanding Charitable Deductions

Tax Planning: Understanding Charitable Deductions

Tax season can be a stressful time for many individuals. With the right tax planning, however, it doesn't have to be.

Strategies for Estate Tax Planning

Strategies for Estate Tax Planning

When it comes to estate planning, tax planning is an important part of the process. Tax planning can help you maximize...

Exploring Re-balancing Portfolios for Financial Advisors

Exploring Re-balancing Portfolios for Financial Advisors

Financial advisors play a vital role in helping individuals and businesses manage their money and investments. As the...

Debt Settlement Programs: Understanding Your Options

Debt Settlement Programs: Understanding Your Options

Are you struggling with debt and looking for a way out? Debt settlement programs may be an option to help you get out of...

Understanding the Debt Cycle

Understanding the Debt Cycle

Debt can be a daunting and overwhelming issue, with many people feeling like they are stuck in an endless cycle of debt....

Tax Deductions and Credits: What You Need to Know

Tax Deductions and Credits: What You Need to Know

Tax deductions and credits are an important part of tax planning and filing, but many people don't understand how they...

What is the best approach for planning for retirement?

What is the best approach for planning for retirement?

Retirement planning should include determining time horizons, estimating expenses, calculating required after-tax...

Understanding Investment Software: What It Is and How to Use It

Understanding Investment Software: What It Is and How to Use It

Investment software has become increasingly popular among investors, as it provides an easy and efficient way to manage...

Asset Allocation Strategies: Exploring Risk Management and Investing

Asset Allocation Strategies: Exploring Risk Management and Investing

Asset allocation is a key strategy for successful investing and risk management. It involves allocating funds across...

Understanding the 50/30/20 Budgeting Rule

Understanding the 50/30/20 Budgeting Rule

Are you looking for an easy and effective way to take control of your finances? The 50/30/20 budgeting rule may be the...

Insurance Brokers and Advisors: A Comprehensive Overview

Insurance Brokers and Advisors: A Comprehensive Overview

When it comes to making decisions about insurance, it can be difficult to know who to turn to for reliable advice and...

Everything You Need to Know About 401(k) Plans

Everything You Need to Know About 401(k) Plans

Are you getting ready to start planning for your retirement? A 401(k) plan can be a great way to save and grow your money ...

Are there any risks associated with investing in paper-based investments such as etfs or mutual funds for my ira account?

Are there any risks associated with investing in paper-based investments such as etfs or mutual funds for my ira account?

Bond funds invest primarily in bonds or other types of securities that represent debt. They generally take higher risks...

Tracking Expenses: A Comprehensive Overview

Tracking Expenses: A Comprehensive Overview

Do you want to take control of your finances and create a realistic budget for yourself? Tracking expenses is essential...

Debt Relief Programs and Services

Debt Relief Programs and Services

Are you feeling overwhelmed by your debt? You're not alone. Millions of people are currently struggling with debt and are ...

What is the difference between a roth ira and a traditional ira?

What is the difference between a roth ira and a traditional ira?

With a Roth IRA, you contribute money after paying taxes, your money grows tax-free, and you can generally make tax-free...

The Benefits of Charitable Giving for Tax Deductions

The Benefits of Charitable Giving for Tax Deductions

For many individuals, charitable giving can be an excellent way to save on taxes and maximize their estate planning. By...

Paying Off Credit Cards: How to Manage Your Debt

Paying Off Credit Cards: How to Manage Your Debt

Paying off credit cards can be a daunting task, especially if you have multiple cards with high balances. With increasing ...

Understanding Homeowners and Renters Insurance Coverage

Understanding Homeowners and Renters Insurance Coverage

When it comes to protecting your property and possessions, homeowners and renters insurance can be a lifesaver. Knowing...

Index Investing - Exploring Investment Strategies

Index Investing - Exploring Investment Strategies

In recent years, index investing has become an increasingly popular investment strategy for individuals looking to...

Exploring Financial Advisor Software and Tools

Exploring Financial Advisor Software and Tools

Financial advisors play an important role in helping individuals and businesses make sound financial decisions. As such,...

Charitable Giving Strategies: The Essential Guide

Charitable Giving Strategies: The Essential Guide

Making a charitable donation is a noble and selfless act. Whether you're looking to give back to your community or...

Is a life insurance retirement plan a good idea?

Is a life insurance retirement plan a good idea?

Having a steady stream of tax-free income from your policy is a great way to supplement your retirement income. In the...

Retirement Income Planning Software: What You Need to Know

Retirement Income Planning Software: What You Need to Know

Planning for retirement can be a daunting task, especially when it comes to managing your income. With so many different...

Are there any special rules or regulations for investing in a gold ira?

Are there any special rules or regulations for investing in a gold ira?

You should choose gold suitable for the IRA. Silver coins and ingots must be 99.9% pure; platinum and palladium coins and ...

Interviewing Financial Advisors: What You Should Know

Interviewing Financial Advisors: What You Should Know

When it comes to navigating the world of finance, it can be difficult to know where to start. Finding a trusted financial ...

Mortgage Refinancing Options Explained

Mortgage Refinancing Options Explained

Are you looking for ways to reduce your monthly mortgage payments? Mortgage refinancing can be a great option for you!...

Travel Insurance Coverage Explained

Travel Insurance Coverage Explained

Travel insurance coverage is an important component of any travel plan, whether you are going on a long-term trip or just ...

What are the benefits of a gold ira?

What are the benefits of a gold ira?

Benefits of a Gold IRA By investing in a gold IRA, you'll diversify your tax-deferred retirement portfolio and maintain...

How much money do you need to start a gold ira?

How much money do you need to start a gold ira?

A key selling point of gold IRAs is that you own the physical gold itself. If this doesn't matter to you, there are other ...

Understanding Dividend Reinvestment Plans (DRIPs) for Retirement Planning

Understanding Dividend Reinvestment Plans (DRIPs) for Retirement Planning

Retirement planning is an important part of any financial strategy, and understanding the different investment options...

Understanding Tax Filing Deadlines

Understanding Tax Filing Deadlines

Filing taxes is an important responsibility for all citizens and understanding the various filing deadlines can be a...

Online Insurance Comparison Tools: A Comprehensive Overview

Online Insurance Comparison Tools: A Comprehensive Overview

The world of insurance can be confusing and overwhelming. It's important to understand the different options available...

Exploring Exchange-Traded Funds (ETFs)

Exploring Exchange-Traded Funds (ETFs)

Are you looking to diversify and expand your portfolio? Exchange-traded funds (ETFs) may be the perfect investment for...

Understanding Trusts and Powers of Attorney in Estate Planning

Understanding Trusts and Powers of Attorney in Estate Planning

The concept of trusts and powers of attorney are integral to estate planning, yet many people remain uncertain about what ...

Gifting to Reduce Taxes: A Comprehensive Overview

Gifting to Reduce Taxes: A Comprehensive Overview

Gifting is one of the most effective strategies to reduce taxes and secure your financial future. But it can be a complex ...

Estate Planning: Books and Guides

Estate Planning: Books and Guides

When it comes to estate planning, there are a lot of questions and decisions to make. That's why having the right books...

Zero-Based Budgeting: An Essential Budgeting Strategy

Zero-Based Budgeting: An Essential Budgeting Strategy

Are you looking for an essential budgeting strategy to help you manage your finances? Zero-Based Budgeting (ZBB) is a...

Insurance Terms: A Comprehensive Guide to Understanding Insurance

Insurance Terms: A Comprehensive Guide to Understanding Insurance

When it comes to insurance, understanding the terms and conditions can be a daunting task. Insurance policies are often...

Budgeting Tips and Tricks for Smart Money Management

Budgeting Tips and Tricks for Smart Money Management

Are you looking for budgeting tips and tricks to help you manage your money smarter? With today's uncertain economic...

Cash-only Budgeting - A Comprehensive Overview

Cash-only Budgeting - A Comprehensive Overview

Are you looking for a new way to budget your money? Cash-only budgeting may be the perfect solution for you! Cash-only...

Understanding the Cost of Insurance Premiums

Understanding the Cost of Insurance Premiums

When it comes to planning for your financial future, understanding the cost of insurance premiums is an important part of ...